Product 02 / Eight · Market Access & Price Discovery

Mazao.Gulio

The farmer's marketplace. Live prices, first-mile aggregation, off-taker matchmaking and direct-to-buyer e-commerce — built so a smallholder in Mbeya can sell to an exporter in Mombasa without losing margin to the middleman cartel.

Live Prices Structured Trade Aggregation E-Marketplace Off-Taker Matching
MAZAO · DAILY MARKETLIVE
CropMarketPrice (TZS/kg)24h
MaizeMbeya920▲ 4.2%
BeansIringa2,450▲ 1.1%
CoffeeMoshi8,600▼ 0.4%
SunflowerSingida1,180▲ 2.8%
RiceMorogoro2,030▲ 0.7%
CassavaMtwara540▼ 1.6%
Updated · 14:22 EATSource · 47 markets
Category
Agritech · Marketplace
For
Farmers, Off-takers, Aggregators
Channels
USSD · WhatsApp · App
Status
Live · 47 markets covered
[ 01 ] The Gap

A farmer who can't see today's price can't negotiate tomorrow's harvest.

In rural Tanzania, the buyer arrives in a pickup. The farmer doesn't know what the grain is worth in Dar. They sell low, sometimes pre-harvest, sometimes at a loss. Mazao.Gulio™ breaks the information asymmetry — and then closes the deal at a fair price.

— The middleman tax

2340%

Estimated value lost between the farmgate and the urban buyer in maize and pulses, before Mazao.Gulio™ enters the chain.

[ 02 ] Capabilities

What Mazao.Gulio™ does.

01Prices

Live price discovery

Daily prices from 47 markets across Tanzania, delivered by USSD, WhatsApp or app — so the farmer knows what the buyer at the gate should be paying.

02Aggregate

First-mile aggregation

Pool harvests across a cooperative or village, hit truckload economies, qualify for premium off-taker contracts only volume can unlock.

03Match

Off-taker matchmaking

A two-sided marketplace where verified off-takers post demand and farmer groups post supply. Filter by crop, grade, location, ETA, certification.

04Pay

Escrow & settlement

Buyer funds escrow on accepted offer; payment releases on delivery confirmation. Farmer's mobile money wallet pings within minutes.

05Logistics

Logistics layer

Book a truck, weighbridge slot or warehouse receipt — all from the same flow. Optional integration with bonded warehouses for collateral.

06Quality

Grade & certify

Quality grading at aggregation points. Certificates of origin and traceability passes auto-attached from the Vikundi.Digital™ profile.

[ 03 ] The flow

From the plot to the port in five visible steps.

01

Farmer

Lists harvest

──→
02

Aggregator

Pools & grades

──→
03

Processor

Mills & values

──→
04

Off-taker

Bids & pays

──→
05

Exporter

Ships & clears

For the farmer

Sell at a fair price, get paid in minutes.

Farmer texts a USSD code with crop and quantity. The system returns three bids from verified buyers within 24 hours. Accept, deliver, get paid.

· USSD· WhatsApp· Android
For the aggregator

Run a depot like a fintech.

Manage incoming deliveries, run quality grades, weigh and tag, generate warehouse receipts and reconcile farmer payments — all from one dashboard.

· Web Console· POS Hardware
For the processor

Source consistent grade at volume.

Millers, oil pressers and feed manufacturers source pre-graded volumes against forward contracts — cleaning, drying and varietal specs all baked into the trade.

· Web Console· Quality API
For the off-taker

Source traceable grain at scale.

Post demand. See verified groups with confirmed inventory. Lock contracts at posted prices with full provenance trails for export buyers.

· Web Console· API
For the exporter

Ship with audit-ready provenance.

Farm-to-port traceability passes, EUDR-grade chain of custody and warehouse-receipt collateral — everything customs, buyers and financiers demand, already assembled.

· API· EUDR· Trace
[ 04 ] Structured Trade

Beyond the spot market. Structured contracts off-takers, farmers and banks can all sign.

A structured trade is what happens when a verified farmer group, a forward contract, a quality grade, a warehouse receipt and a bank all meet on the same page. Mazao.Gulio™ is that page — turning unpredictable harvest selling into bankable, financeable, contract-grade trade across crops and seasons.

— 01 · Contracts

Forward off-take agreements

Pre-agreed volumes, prices and delivery windows between farmer groups and anchor buyers — signed before planting, settled at harvest. Floor-price and indexed-price variants supported.

  • · Floor · ceiling · index pricing
  • · Multi-season frame agreements
— 02 · Collateral

Warehouse Receipt Financing

Grain in a bonded warehouse becomes underwritable collateral. The receipt finances the farmer pre-sale, then liquidates against the off-taker contract — cash-flow before harvest, not after.

  • · Bonded warehouse integrations
  • · 70–80% advance against receipt
— 03 · Tripartite

Farmer · Buyer · Bank

Three-sided digital agreements where the financier disburses against the contract, the buyer escrows payment, and the farmer delivers against verified quality. Risk shared; trust enforced by the platform.

  • · Smart-contract triggers
  • · Escrow · milestone disbursement
— 04 · Quality

Graded, certified, traceable

Quality grading at aggregation points feeds the contract directly — moisture, weight, foreign matter, varietal. Certification of origin and traceability passes auto-attach from the Vikundi.Digital™ profile.

  • · IoT quality instruments
  • · Farm-to-port provenance

From cash-on-the-pickup to contract-grade, bank-financed trade — without leaving the farmer behind.

Cross-border & structured

We finally know what our maize is worth — and the buyer knows we know.

— Field note

A farmer-leader in the Mafinga SACCO, after the second harvest cycle on Mazao.Gulio™. The co-op moved from selling at the gate at TZS 680/kg to a single-buyer contract at TZS 920/kg in 2025.

+35% Avg price uplift
47 Markets covered
24h Bid response time
[ 05 ] Pairs well with

Mazao.Gulio™ is the price layer. Stack the rest of KM360™ on top.

→ 01 · Vikundi.Digital™

Sell as a verified Producer group.

Aggregated harvests qualify for premium contracts.

→ 03 · Jembe.Pesa™

Get paid into a wallet.

Settlement straight into the farmer's mobile money.

→ 05 · My Climate™

Time the harvest right.

Weather windows feed listing recommendations.

— Get started

A fair price, finally.

For farmer groups, off-takers and aggregators ready to trade on data, not on rumor.